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Fin24.com's wrap of the biggest budget stories of 2009; with insights from economists, business leaders, tax experts and politicians.

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Personal Budget Planner

Monthly Expenditure
A) Domestic
House rent/bond payment R
Rates R
Water and electricity R
Insurance R
Telephone R
TV rental/licence R
School expenses R
Loans/credit card/HP R
Food and household expenses R
Entertainment R
Other R
Subtotal A R
B) Personal
Life assurance R
Pension/retirement contributions R
Medical expenses R
Transport (bus/train/taxi,etc.) R
Clothing R
Other R
Subtotal B R
C) Car Expenses
Monthly payment R
Insurance R
Servicing/repairs R
Petrol R
Subtotal C R
Income Less Expenses
D) Monthly Income (after deductions) R
E) Total Monthly Expenses (A+B+C) R
Amount remaining for loan repayments (D-E) R

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