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Bloomberg ranked U.S. banks with total assets of $50 billion or more as of mid-May based on five factors.
This ranking was created by multiplying each bank's rank in each of five factors by the factor's weight to derive a score. The five scores were added together to determine the bank's final rank. Tier 1 capital ratio, the ratio of a bank's core equity capital to its risk-weighted assets, received a weighting of 40 percent. The ratio of nonperforming assets to total assets received a weighting of 20 percent, as did the ratio of reserves for loan losses to nonperforming assets. The ratio of deposits to funding accounted for 15 percent of the final score, and the efficiency ratio, which compares costs with revenues, received a 5 percent weighting. Banks that reported a loss for their 2012 net income or whose capital plan was rejected by the Federal Reserve were excluded. All data were for banks' 2012 fiscal year, which in most cases ended December 31. Banks that hadn't reported 2012 year-end data by May 20 were not included. Only banks with at least $50 billion in assets were considered, and only the top 10 are displayed.
Bloomberg
May 20, 2013
Rank | Bank |
Overall Score
i
|
Total Assets | Tier 1 capital to risk-weighted assets ratio | Nonperforming assets to total assets ratio | Loan loss reserves to nonperforming assets ratio | Deposits to funding ratio | Efficiency (costs to revenue) ratio |
---|---|---|---|---|---|---|---|---|
1 | Citigroup t | 3.7 | $1,864.7B | 14.1 | 0.6 | 212.7 | 59.9 | 73.2 |
2 | JPMorgan Chase t | 4.3 | $2,359.1B | 12.6 | 0.5 | 186.9 | 63.2 | 62.8 |
3 | Huntington Bancshares t | 4.5 | $56.2B | 12.0 | 0.8 | 172.5 | 94.0 | 65.3 |
4 | Zions Bancorporation t | 5.2 | $55.5B | 13.4 | 1.3 | 120.1 | 94.2 | 73.5 |
5 | KeyCorp t | 5.7 | $89.2B | 12.2 | 0.8 | 120.8 | 88.3 | 67.8 |
6 | U.S. Bancorp t | 7.5 | $353.9B | 10.8 | 0.8 | 165.6 | 82.8 | 51.5 |
7 | Bank of America t | 7.7 | $2,210.0B | 12.9 | 1.1 | 102.6 | 62.1 | 77.2 |
8 | Regions Financial t | 8.6 | $121.3B | 12.0 | 1.6 | 100.0 | 92.8 | 64.7 |
9 | Fifth Third Bancorp t | 8.7 | $121.9B | 10.7 | 1.1 | 144.2 | 86.3 | 62.9 |
9 | SunTrust Banks t | 8.7 | $173.4B | 11.1 | 1.1 | 117.1 | 88.3 | 59.5 |