Need a same day loan for an emergency? Get the cash in your bank account today, even with bad credit. High acceptance rates & Easy monthly repayments.
Looking for a same day loan? Apply now for £300 – £1000 and get an instant decision. If approved, find the money in your bank account same day – even on Sundays. At Quick Loans Express we offer high acceptance rates no matter your credit history!
Our same day loans are simple and easy to apply for and manage. We know you want to receive fast responses and immediate action when applying for a loan which is why we’ve made our process as straighfoward as possible. Here’s how the loan application process works:
So if you want to borrow one of our short term loans, even with a poor credit record, you can fill out our application form and get funded today, if approved. When you apply for a loan with us, you do not need a guarantor.
Same day loans refer to getting approved and receiving your money on the same day that you submit your loan application. They are designed to help you in times of financial emergencies when you need cash immediately. Apply today and receive an instant decision. We will fund you the small payday loan today if approved and on most days you will receive the loan in your bank account in under an hour!
We do not charge customers a fee for our same day service, but please be advised that even if we fund your loan same day, how fast the money arrives will depend on your bank’s faster payment policy.
Yes. We are a credit broker who look at more than just your credit score. We believe that affordability checks more accurately reflect your ability to make repayments promptly and whether it will stretch your finances to the limit or not. Even if you have a poor credit history, you can still get same day loans for bad credit from Quick Loans Express.
You can apply online for our same day cash loans 24 hours a day, 7 days a week. We know that people who apply for same day loans are often in a tight spot and need the money fast, so we are committed to processing same day loan applications quickly.
If you’re stuck in financial difficulty or have limited credit options to a poor credit rating, we offer same day loans and payday loans of varying amounts.
You can borrow between £300 – £1000 from Quick Loans Express to cover those unexpected expenses and to get you out of any tight spots. What’s better, with our 6 month loans you can pay in up to 6 monthly instalments. We accept customers with bad credit scores as long as they pass our affordability test, and we pay the money to your UK bank account on the same day as loan approval.
To apply for a loan with us you must have a steady source of income. We only approve loan applications where the applicant can prove that they can afford the loan. If you have a steady income from benefits you will be eligible if your budget leaves you enough to make monthly loan repayments.
If the date of a repayment arrives and you can’t afford to make the payment, you may be able to refinance your same day loan. This means increasing the interest cost for that period. If you are in real financial difficulty, contact our team to arrange an affordable repayment plan.
As a reminder, before applying for a same day loan online, make sure you have a realistic plan for making repayments. Making a late repayment ends up expensive, and taking a payday loan you cannot afford can cause you serious money issues.
Our short term loans are designed to help you with emergency funds when you need to cover an emergency expense. For example, to assist you for car repairs, broken washing machines or to pay off urgent bills before payday.
A same day loan is unsecured and should only be used for short term financial assistance and not to treat long term money issues. If you are struggling because of debt, there are many places to turn for support and advice.
The Financial Conduct Authority consider same day loans without credit checks in the UK unsafe and irresponsible. This is because if you have a poor credit rating, it may indicate that you cannot afford the loan. Responsible lenders will investigate your credit history to ensure that you dont take out a loan and then end up in financial trouble as a result.
Any lender that does not perform a credit check or offers guaranteed same day loans can cause you severe money problems. We do not recommend you use them. There are many debt charities like StepChange that can help you if you are struggling to get a loan. Only borrow from an authorised and regulated lender. Yu can check this on the website of the Financial Conduct Authority (FCA).
To apply for same day loans online with Quick Loans Express, you must first meet our basic criteria:
Be a UK resident
Hold a UK bank account
18 years +
A regular source of income
Applicants need to show that they can repay whatever they borrow. However, it does not necessarily mean you can’t apply if you are unemployed. Many lenders, like Quick Loans Express, don’t only look at your employment status but we assess your outgoings to measure whether you can afford the loan.
Although we consider benefits as regular income, it often is not enough alone to show your affordability. However, if you receive benefits in addition to an income – such as disability benefits together with a salary, or are unemployed but you have an income from rent – we may be able to approve your same day loan application.
It’s important to carefully consider any credit that you apply for. Do you need to borrow? Maybe you can ask a family member for help instead. If you do need to borrow, have you considered cheaper options? Like a bank loan? Always exhaust all your options before applying fro short term credit
If you have decided that a payday loan is the way to go, carefully consider what loan amount you can afford. Our same day loans online can be a viable alternative to payday loans because they offer:
You don’t need to repay the loan by the next payday, as with payday loans. Instead, you can repay in monthly instalments. If you have the money earlier, you can pay it back early and save on interest charges. You can even make partial early payments to bring down your total repayment.
We’ve been specialising in bad credit loans for over 5 years. Even if you have a less than perfect credit score, you can still apply. Although we look at your credit file when you’re obtaining credit, we care more whether you can afford the loan or not.
We lend fairly and responsibly, using credit checks and a thorough affordability assessment. We have a high acceptance application rate, unlike same day payday loans.
Quick Loans Express is a same day loans direct lender that has helped 1000’s with financial emergencies in the UK. We are an authorised and regulated lender that will only lend to those people who can afford to make the repayments. We offer several different financial products including instant payday loans, and 6 month loans. You can learn all about us here.
We are one of few direct lenders in the UK that also offers broker services. What does this mean? It means that if we can’t directly offer you a loan, we will ask you if you’d like us to search for another lender that can approve you. If you do not want to take advantage of this service, just don’t tick the box at the start of the application form.
Please be advised that we are an authorised credit broker, so your contact details are safe. It’s important to mention that although we do offer same day short term loans, we cannot guarantee that you’ll receive a loan same day if we find you another lender to work with. If you have any questions, feel free to contact us today on 0203 909 5555.
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