Amazon.com Gift Cards: Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington corporation. For complete terms and conditions, see www.amazon.com/gc-legal. No expiration date or service fees.

Instant Credit: If you respond via the Internet, the majority of applications are responded to in less than 60 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance. Accounts subject to credit approval. Restrictions and limitations apply. Amazon.com Rewards Visa credit cards are issued by Chase Bank USA, N.A. Offer subject to change.

Earning Rewards- % Back, Points and Net Purchases: Your % Back rewards are earned as points. You get one point for every penny you earn in % Back rewards. Your points can be redeemed for eligible purchases on Amazon.com, cash back, gift cards or travel through our travel redemption center. Minimum redemption amounts apply to gift cards and cash back. Net Purchases are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Additional promotional opportunities to earn points may be available with the rewards program. 3% Back: You will earn 3% back for each $1 of eligible Net Purchases made at Amazon.com. 3% Back applies only to purchases made at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscription, and items sold by third-party merchants through Amazon.com’s marketplace). 3% Back does not apply to purchases made at Amazon.co.uk, Amazon.de, Amazon.fr, Amazon.co.jp, Amazon.ca, or any other website operated by Amazon.com, its affiliates and subsidiaries. 2% Back: You will earn 2% Back for each $1 of Net Purchases made in any of the following categories: gas stations; drugstores; office supply stores; restaurants. Merchants who accept Visa/MasterCard credit cards are assigned a merchant code which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. Purchases submitted by you or the merchant through third-party payment accounts (e.g. PayPal), mobile or wireless card readers, online or mobile digital wallets, or similar technology (collectively, “Technology”) will not qualify in a rewards category if the Technology is not set up to process the purchase in the rewards category. For more information about Chase rewards categories, see www.Chase.com/RewardsCategoryFAQs. 1% Back: You will earn 1% Back on all other Net Purchases. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. See Rewards Program Rules and Regulations which will be mailed after your account is established.

Using Your Points at Checkout (Shop with Points): Certain restrictions apply. Learn more about Shop with Points by clicking here or see Rewards Program Rules and Regulations which will be mailed after your account is established.