Today on MoneyWatch
Facebook IPO Set to Top $100 Billion
A new report puts the offering in the first quarter of 2012 - with a whopper price tag.
results for:
Emergency Fund
Featured Blogs: Mutual Fund Insider
How to set up an emergency fund
An emergency fund is an easily accessible stash of money you can tap if you lose your job, get sick, or run into immediate, unexpected expenses — like a blown gasket — so you don’t blow a gasket. Maintaining a cash cushion will help you ride out rough times without piling up debt and will protect your long-term financial health. You’ll want to keep your emergency fund in a safe account where the value won’t fluctuate with the vagaries of the stock or bond market, such as a savings account or money market fund. This way, the cash will be there when you need it.
Most financial advisers recommend creating an emergency fund worth at least the equivalent of three to six months of expenses. You probably can’t set aside that much money overnight. Instead, seed your emergency fund a little at a time, perhaps by arranging for small automatic transfers from your checking to savings accounts.
The links below offer strategies for freeing up cash for your emergency fund plus advice on where to safely and conveniently keep the money.
Editor's Pick
-
The Key Rules for Setting Up an Emergency Fund
An easy guide to important considerations before you create an emergency savings fund. Plus: which source of money you should tap first in an emergency.
-
21 Clever Strategies for Creating an Emergency Fund
The hardest thing about setting up an emergency savings fund is finding the cash for it. Here are some clever ideas that will help you set aside the money you need.
-
Why You Need an Emergency Fund
Think you can’t afford to set aside money for an emergency savings fund? Think again. Here’s how to do it and why you can’t afford not to.
-
Get a Higher Rate on Your Emergency Savings
These tips will show you how to earn the most possible on the money in your emergency savings fund. You’ll learn why buying a series of CDs or some Treasury bills might be worth considering.
-
Today’s Best Rates
Bankrate.com will find you the highest yields available on checking and savings accounts so you can earn the most possible in your emergency savings fund. You can search by the type of account and the amount of money you’ll keep in the account.
-
Are Mutual Funds Ignoring Their Mandates?
At first glance from Morningstar, it appears that many emerging market funds are heavily invested in developed markets. However, a deeper look shows that it's simply how countries are categorized. by Larry Swedroe
-
Vanguard to launch emerging markets fund
Vanguard is best known for index mutual funds, and undercutting rivals on fees. Yet the next Vanguard launch won't be for an index fund, and it won't be the lowest-cost option in its emerging markets stock category.FUND DETAILSVanguard, the nation's largest fund company, said last week that it...
-
3 Reasons Credit Cards Make a Lousy Emergency Fund
There's been a lot of talk about relying on credit instead of building a true emergency fund. Here are three reasons that untapped debt is a poor substitute for emergency cash. by Dan Kadlec
-
7 Easy Ways to Build an Emergency Fund
Recent surveys show that most people are unprepared for an expensive emergency. Here's how you can start building one today. by Dan Kadlec
-
5 Best Emerging Market Plays With Room to Run in 2011
Emerging stock markets have more than doubled in less than two years. Bruce Brewington, co-manager of the Forward International Dividend Fund, says there are still ways to capture growth in developing economies without shelling out a fortune for it. by Conrad de Aenlle
-
Become a More Aggressive Investor
Jill Schlesinger suggests that investors looking to take more risk dedicate a small portion of their portfolios to emerging markets.
-
Preparing to Buy a Home
Jill Schlesinger says that there are three things everyone must do before buying a first home.
-
Emerging Market Debt Becomes the Latest Hot Fund Sector
The fund research firm Morningstar reports that flows into funds specializing in emerging market debt have soared. Interest has been especially great in funds that focus on debt issued in local currencies rather than dollars and other currencies used in mature economies. by Conrad de Aenlle
-
Higher Yield: 10 Smart Ways to Earn More on Your Money
Everyone's looking for more income on their cash and other investments these days. Here are the best (and safest) ways to get it. by Carla Fried
-
Buying Europe to Gain Emerging Market Growth at Bargain Prices
John Maxwell has achieved strong performance for his Ivy International Core Fund by investing in emerging markets via European companies that do business in them. He gets the strong growth of developing economies at the bargain prices available on European bourses. by Conrad de Aenlle
Search the web for 'Emergency Fund' with Search.com
Facebook Activity
MoneyWatch Blogs
- Jane Bryant Quinn | Make the Most of Your Money
- Eric Schurenberg | Financial Independence
- Jill Schlesinger | Jill on Money
- Jerry Edgerton | Cars and Money
- John Keefe | The Macro View
- Carla Fried | The Daily Money
- Mark Thoma | Maximum Utility
- Stacey Bradford, Sarah Lorge Butler | Family Finance
- Ilyce Glink | Home Equity
- Marlys Harris | The Consumer Reporter
- Dan Kadlec | Bank of Dad
- Kathy Kristof | Devil in the Details
- Lynn O'Shaughnessy | The College Solution
- Farnoosh Torabi | You're So Money
- Ron Brown | Power Plays
- Robert Pagliarini | Your Other 8 Hours
- Amy Levin-Epstein | On the Job
- TheLadders | Career Management
- Dan Burrows | Investment Insights
- Conrad deAenlle | Against the Grain
- Nathan Hale | Mutual Fund Insider
- Allan Roth | The Irrational Investor
- Larry Swedroe | Wise Investing
- Charlie Farrell | Retirement Roadmap
- Ray Martin | What Works
- Steve Vernon | Money for Life