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Friday, June 10, 2011
 
 
RESEARCH   AREAS
 
Retirement and Social Security Issues
 
A Case Against Company Stock in 401(k)s
 

AEI's program on retirement and Social Security evaluates issues presented by the aging of the U.S. population, pension protection and the economics of retirement, the adequacy of household savings, the financial problems of the Social Security system, and major Social Security reform proposals.


‣‣‣ The stock market has been on a roller coaster in recent years, and such volatility always creates winners and losers among investors, especially those who concentrate their bets on a few individual stocks instead of a broadly diversified investment portfolio. AEI's April Retirement Policy Outlook discusses the importance of 401(k) diversification and explains how overinvestment in company stock in retirement accounts poses grave risks.[Key Findings]


 

Scholars on Retirement
and Social Security Issues


 
 
 
 
 
  
 
 
 
Social Security Reform and the Budget: AEI's Brill Testifies
 
Alex Brill offers a blueprint for "meaningful, incremental change to strengthen Social Security" and reduce the long-term fiscal burden on the budget.
 
Social Security Benefits in Context
 
Who you compare yourself with says a lot about who you want to be. A common talking point from the Left regarding the generosity of Social Security benefits isn't entirely honest, but more important, it's indicative of the broader views of American liberals.
 
Employer-Sponsored Retirement Plans: Risky 401(k)s?
 
In the latest Retirement Outlook, AEI scholar Alex Brill warns that some employees' 401(k)s are still at risk from being too invested in a single stock -- their own company's stock.
 
The Case against Company Stock in 401(k)s
 
Policymakers can increase American retirement security by restricting employers from offering company stock in tax-preferred 401(k) plans.
 
 
Global Population Aging and Its Economic Consequences
 
This book explains how the risks of global aging can be contained with a combination of foresight and prudent public policy.  
 
In Our Hands A Plan to Replace the Welfare State
 
This book reveals the ineffectiveness of government redistribution plans and offers a radical new approach to social policy.  
 
Income Redistribution from Social Security
 
The authors assess the importance of knowing as much as possible about how the current Social Security system redistributes money in practice and to whom.  
 
 
PAST EVENTS
 
 
At this event, Charles Blahous will be joined by AEI's Andrew G. Biggs to dissect the competing positions in the current social security debate and offer solutions to resolve their differences.
 
 
This event will discuss life-cycle funds and their role the management of retirement funds.
 
 
At this AEI conference, AEI resident scholar Andrew G. Biggs will discuss research on Social Security's incentives to delay retirement, while Estelle James, a pension consultant and former World Bank economist, will present findings on how Chile's 1980 pension reform affected labor force participation by seniors.