Mortgages

Inside Mortgages

Simon Read: Lenders repossess less but more are at risk

Saturday, 13 November 2010

The number of people struggling to pay their mortgage has surged by 78 per cent in the past year, according to figures issued by Shelter this week. The charity said that 18 per cent of homeowners are now experiencing problems, compared to one in ten a year ago – the equivalent of three million mortgage holders across the country, or one in six.

Growing pessimism on housing market

Friday, 12 November 2010

Confidence among British consumers stabilised last month, albeit at a low level and with growing pessimism about the housing market.

Home repossessions fall as interest rates stay low

Thursday, 11 November 2010

The number of people who had their homes repossessed fell to a two-and-a-half-year low today after rock bottom interest rates helped consumers keep up with their mortgage repayments.

Mortgage rates continue to fall

Tuesday, 9 November 2010

Mortgage rates continued to fall during October as lenders tried to tempt homeowners to remortgage, figures showed today.

Online guidance on squatters launched

Monday, 8 November 2010

An online guide offering advice to people wanting to stop squatters from entering their properties was published today.

Housebuying goes online – in every way

Sunday, 7 November 2010

The legal side of purchases is no longer a problem for the internet

Julian Knight: Don't let the lenders have another go at the mortgage punchbowl

Sunday, 7 November 2010

The average age of a first-time buyer is now 37. Think about that for a minute – 37 – an age by which a generation ago the norm would have been to have had your own home for well over a decade, and, probably, to have even finished having a family.

City regulators attacked for triggering 'mortgage famine'

Friday, 5 November 2010

James Moore: Redrow launches furious broadside against regulators accusing them of creating 'mortgage famine'.

North/South arrears divide to widen

Friday, 5 November 2010

The Government's programme of spending cuts will "exacerbate" the North/South divide, a leading credit ratings agency warns in a report published today.

Lloyds sees increased profits on mortgages

Tuesday, 2 November 2010

Part-nationalised Lloyds Banking Group said today it remained on track to report its first annual profit since the banking crisis thanks to falling bad debts and rising mortgage margins.

Sssh, say it quietly...but sub-prime lending might be coming back

Sunday, 31 October 2010

High-street giants now cherry pick borrowers, leaving their respectable rejects to new, smaller lenders

Spotlight On: Leeds 5-year fixed rate

Saturday, 30 October 2010

The dealLeeds Building Society has cut its 5 Year Fixed Rate Mortgage to 3.94 per cent.

Mortgage lending slumps to �112m

Friday, 29 October 2010

Mortgage lending dived to less than a 10th of the level seen during the previous month in September as activity in the housing market remained subdued, figures showed today.

House prices drop for fourth month running

Friday, 29 October 2010

House prices continued to slide last month with the sharpest three-monthly decline since April 2009, Nationwide said yesterday.

Mortgage lending lowest for ten years

Monday, 25 October 2010

Mortgage lending dived to its lowest level for a decade during September as activity in the housing market remained subdued, figures showed today.

Don't expect a smooth ride or a speedy sale

Sunday, 24 October 2010

Properties are languishing on estate agents' books for longer, and even a firm offer doesn't mean you can relax

Spotlight On: Saffron's 2.99% fixed rate mortgage

Saturday, 23 October 2010

Mortgage loans at lowest level since 2000

Thursday, 21 October 2010

Mortgage lending slumped to its lowest September level for a decade as activity in the housing market remained muted, according to the Council of Mortgage Lenders yesterday.