The first step to overcoming a debt problem is recognizing it. If worries about your credit cards and loans are keeping you awake at night, you probably already know that youÂre in over your head.
But if youÂve been cruising along, juggling credit cards and happily spending, you may not yet realize that youÂre on a dangerous path. If you find yourself in any of these situations, think seriously about addressing your debt.
See today's average rates across the country.
Loan Type | Today | Last Week |
---|---|---|
30 Year Fixed | 4.81% | 4.87% |
15 Year Fixed | 4.05% | 4.14% |
1 Year ARM | 3.03% | 3.03% |
30 Year Fixed Jumbo | 5.39% | 5.45% |
5/1 ARM | 3.46% | 3.60% |
3/1 ARM | 3.64% | 3.72% |
Loan Type | Today | Last Week |
---|---|---|
$30K Home Equity Loan | 7.08% | 7.21% |
$50K Home Equity Loan | 7.09% | 7.19% |
$75K Home Equity Loan | 7.07% | 7.18% |
$30K HELOC | 5.01% | 5.02% |
$50K HELOC | 4.62% | 4.66% |
$75K HELOC | 4.59% | 4.62% |
Loan Type | Today | Last Week |
---|---|---|
36 Month New Car Loan | 4.80% | 5.02% |
48 Month New Car Loan | 4.91% | 5.12% |
60 Month New Car Loan | 5.00% | 5.20% |
72 Month New Car Loan | 3.78% | 3.78% |
36 Month Used Car Loan | 5.49% | 5.71% |
48 Month Used Car Loan | 5.35% | 5.57% |
Card Type | Today | Last Week |
---|---|---|
Low Interest Credit Cards | 11.18% | 11.18% |
Balance Transfer Credit Cards | 12.78% | 12.80% |
Business Credit Cards | 12.91% | 12.91% |
Cash Back Credit Cards | 13.41% | 13.45% |
Student Credit Cards | 13.42% | 13.42% |
Reward Credit Cards | 14.32% | 14.33% |