Insurance

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Insurance

Rising costs are pushing motorists into the red, but drivers with eight years or more no-claims could get the green light

AXA shines a light amid motoring gloom

As premiums rocket, an insurer rewards safe drivers with a 90 per cent no-claims discount.

Inside Insurance

Digital music is not covered by most policies

Sunday, 31 January 2010

The overwhelming majority of UK home insurance policies do not cover digital music downloads which can be lost in cases of burglary or damage, according to Sainsbury's Bank.

Agreeing to a higher excess can reduce soaring premiums, but leave you with a large bill after an accident

Prepare for a shock if it's time to renew your car insurance

Saturday, 30 January 2010

Record price rises for car insurance premiums mean you must act to reduce the cost

As Britain's lakes began to thaw last week, many homes sprang leaks

How to protect your home from burst pipes – and other domestic disasters

Sunday, 17 January 2010

Chiara Cavaglieri offers a few simple tips, and looks at the best cover

Lost keys: Some businesses would be forced to close if an essential member of staff fell ill or died

How would your business cope if a key person fell ill?

Sunday, 17 January 2010

More than 80 per cent of small businesses have no cover if an important employee is unable to work. Chiara Cavaglieri reports

Ski protection is more than gloves and goggles

Sunday, 27 December 2009

Lots of the white stuff means good skiing, but don't forget to pack the right insurance, say Alessia Horwich and Julian Knight

Don't let a broken-down car spoil your holidays

Sunday, 20 December 2009

One expensive tow to a garage is enough to convince you that breakdown cover is one of the most worthwhile policies, Chiara Cavaglieri reports

Beginner's Guide To: Dental insurance

Saturday, 19 December 2009

Many people dislike going to the dentist and for many of us, that's as much a fear of bills as of drills. Because of the growing cost of treatment, more and more of us are taking out dental insurance to make sure going to the dentist is affordable. It's possible to pay monthly or annually and, like any insurance policy, there's a wide level of cover available. The more you agree to pay, the greater the protection you're offered.

People with mental-health issues can be penalised by insurers

How insurers can damage your mental health

Sunday, 13 December 2009

A history of conditions such as depression can affect your chances of cover. Chiara Cavaglieri reports

Protecting a no-claims bonus could cost more than it's worth

Sunday, 29 November 2009

Anyone paying for a "protected" no-claims bonus for their car insurance could be wasting their money. According to the comparison site Confused.com there are "staggering inconsistencies" in the charges insurers impose on drivers to protect their NCB.

Beginner's guide to... Car breakdown cover

Saturday, 28 November 2009

It's a busy time of year and lots of people are driving even more than normal as they do their Christmas shopping. But what do you do if your car breaks down?

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