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Personal Finance

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Prepaid credit cards popular, but there are hidden costs

Prepaid credit cards popular, but there are hidden costs

For many, prepaid cards are an increasingly popular choice. But before you get one, you should understand hidden costs.

What's it worth? Finding out the value of hidden treasure in your home

Everyone dreams of discovering a hidden treasure in the closet. But how do you know whether those baseball cards or family relics are valuable?

How to get cut-rate car insurance rates

With money tight these days, the good news is that annual auto insurance rates are currently the lowest they’ve been in more than a year, averaging $1,871 according to the Web site Insurance.com.

Every apartment must go! Landlords cut Manhattan rents 10%

Imagine thousands of Manhattan landlords holding "10% Off!" signs. Apartment rents in the borough fell about that much this month compared to one year ago as the recession forced apartment building owners to offer concessions.

Columnist

Jean Chatzky: How to avoid the fees draining your bank accountJean Chatzky: How to avoid the fees draining your bank account

Banks know that they stand to lose big bucks in interest and fees because of the federal Credit Card Accountability, Responsibility and Disclosure Act.

Featured Articles

Second thoughts plaguing shoppers who abandon carts at checkout

Second thoughts plaguing shoppers who abandon carts at checkout

The recession is creating a new headache for retailers - abandoned shopping carts. Penny-pinching Americans are getting cold feet at the checkout - ditching items before they're rung up.

Should you work in retirement?

Working longer can help you save more money, but it could also adversely affect your finances....

Should you work in retirement?

Working longer can help you save more money, but it could also adversely affect your finances....

Don't turn HELOC into first mortgage

In today's interest-rate environment, it's likely a mistake to turn a HELOC into a first mortgage....

Car refinancing can improve your credit

Find a co-signer with good credit for your car loan. You'll get a lower rate and better credit....

Debt Management

8 benefits of new credit card law

8 benefits of new credit card law

Recently, Obama signed the Credit Card Accountability, Responsibility and Disclosure, or Credit CARD, Act of 2009 into law. Here's an overview of the major changes the law will enact.

How do I … Get my credit report?

You should review your report at least once a year to be sure it's accurate and to check for identity fraud....

Checking and reading your credit report

A bad or wrong credit report can cost you. Understand it and fix your credit before your finances are affected....

5 steps for improving your credit rating

So you've made mistakes. These five steps will help you restore the luster to your credit rating....

Settle your debts yourself

You can pay someone to negotiate debt settlements for you, but you can do it yourself for nothing....

Insurance

How much insurance do you really need?

How much insurance do you really need?

There are many types of insurance - life, health, disablity, dental. What do you really need - and what can you go without?

Campus health insurance or family plan?

Here's a look at the pros and cons of campus and family health plans and advice on how to choose....

2 prescriptions to lower medical bills

If you need a health care plan now, look into these alternatives to get quality, affordable care....

Sister's death spurs search for accounts

Locating a deceased's financial account information can be tricky when records aren't available....

11 ways to avoid hurricane costs

You can't control hurricanes, but you can minimize losses and save on insurance premiums....

Autos

Make money simply by driving your car

Make money simply by driving your car

They're called "free car" programs or "get paid to drive" promotions. These programs do exist, although they aren't as plentiful as they once were. The key is knowing where to look and having what it takes to make you an ideal advertising driver.

How hybrids work

Here's an animated explanation of how hybrid cars save fuel and protect the environment....

Car refinancing can improve your credit

Find a co-signer with good credit for your car loan. You'll get a lower rate and better credit....

The mass-market electric car challenge

Mass-produced electric cars face barriers like driving range, time to recharge and where to do it....

Video: New hybrids, electric cars

See the latest new and redesigned hybrid electric vehicles....

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FEATURED COLUMNISTS

Peter Siris

I hate really big numbers. People just tune them out. On Friday, when I check...

Jean Chatzky

Banks have already figured out that they stand to lose big bucks in interest ...

Carolyn Kepcher

You?d probably recognize Susan Berkley. But not her face ? if anything, you?d...

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