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Equity Indexed Annuities Cap and Participation Rates
Category: Content/Equity Index Annuity Info
Equity index annuity accounts will often either have a participation rate or cap placed on the index interest rate. With the participation rate, the insurance company only allocates a portion of the ... Friday, 06 March 2009 -
Annual Point to Point and Annual Reset Provisions
Category: Content/Equity Index Annuity Info
Another equity index annuity crediting option is the annual point to point. The value of the interest added to the account is simply determined by the growth from one point in the year to another. The ... Friday, 27 February 2009 -
Monthly Averaging Interest Crediting Option
Category: Content/Equity Index Annuity Info
Different equity index annuity accounts will credit the interest accrued by the index differently. One common method of determining the interest rate is monthly averaging. Monthly averaging smoothes ... Friday, 27 February 2009 -
Equity Index Annuity - Your Guide to Enlightenment
Category: Content/Equity Index Annuity Info
... participate in big market gains, while protecting against negative market volatility. A large portion of the equity index annuity accounts available are deferred fixed annuities. This simply means that ... Friday, 27 February 2009