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Ask Noel

I am 54 and planning a world trip in 2009. I have $25,000 to invest and am wondering what my options are. more

Hang tough

Despite the present short-term pain, the outlook for share-based investments is for long-term gain. more

Stock, look, listen: signals to show way

After the 20 per cent market plunge, investors will be contemplating the Australian sharemarket's next moves. At times like these, they can do one of three things. more

Models to die-cast for

A few years ago it looked as if die-cast model cars were about to become more expensive than the real thing. more

Put baby bonus in wife's name

Rather than buying individual shares, look at a geared fund. more

More wild days ahead

Don't make any sudden moves in this topsy-turvy environment. more

Reserve may resist another rate increase

If there's an interest rate hike next month, it'll only be because all the market speculation made it self-fulfilling. more

Price is right

Hybrid cars are starting to make economic sense as their costs come down and fuel prices rise. more

Cut and paste above the rest

These fabulous phonies may have once been dismissed as cheap imitations but not any more. more

How to save $10,000 on your current income

'Tis the season to review the bank balance and make a resolution to embark on the path to prosperity. more

Ask Noel

I bought my first property two years ago and have lived in it ever since. more

Test drive: Hunter Hall Global Trust

This is a new fund with a far deeper shade of green than its other funds. more

Frankly, those credits will be counted

Limits for a health care card are strictly defined. more

Traded funds sound like a fair exchange

If you want to save on tax and management fees, exchange traded funds could be the way to go. more

Hot stock

Last week, Coca-Cola Amatil (CCL) forecast that net operating profit would rise by 10 to 11 per cent. more

Compensation bodies to merge

Investors have a simpler system to air financial grievances. more

Hot stock

The saga of BHP's tilt at Rio Tinto still has a long way to go. more

Ask Noel

I am 58 and have $470,000 in super. I do not draw a pension from my super and don't intend to until I'm 65. more

Cash in and stick to quality

Problems in the US indicate it would be prudent to prepare for a rough ride. more

Budget surplus safe as houses

For once, Treasury can tell an incoming government that it has inherited a full cupboard. more

Investment Tools

INVESTMENT CALCULATORS

Gearing Simulator

Use this tool to build a comparison between geared and ungeared portfolios. more

Increase your portfolio

If you have an existing portfolio and want to use your portfolio as security against a cash withdrawal, use this tool to find out how much you can borrow. more

INVESTMENT COMPARISONS

Installment gearing

A summary table of margin lending plans available that allow you to start out small and build up your investment gradually each month. more

Margin Lending - Borrow

Find out how much you can borrow based on the Loan-to-valuation ratio (LVR). more

Margin Loan Fixed

The fixed rates offered on margin loans with terms from three months to three years more

Margin Loan LVR Lookup

Find out the Loan-to-valuation ratio (LVR) on a particular stock or managed fund more

INVESTMENT FACTSHEETS

Shares: the basics

Owning shares (sometimes called stock) means you have a part-ownership of a company. more

Broker/client relationship

For some time now there has been a class of brokers commonly known as "discount brokers". more

Buying shares

So what happens if you do not get the full allocation (or any) of shares you applied for in the prospectus application? more

Selling shares

This is simply a matter of placing a "sell" order by phone or online with your broker. more

INVESTMENT GUIDES

A fundamental approach to investment #1

Issues to consider when valuing companies based upon fundamental analysis. more

Understand hedge funds before investing

Hedge funds are an alternative investment style that is growing in popularity after two years of volatile investment markets. more

Gearing into international shares

Overseas sharemarkets are becoming increasingly accessible to retail investors, both direct shares and managed funds. more

What is a margin call?

Under a margin loan arrangement, it is the investor's portfolio of shares or managed funds itself that provides security for the loan. more

Smooth investing for rough times

Combining a few sound investing principles, some new investment products and discount broking opportunities, investors can be on the road to a substantial investment portfolio without undue risk. more